Mortgage Assistance Program (MAP)

The Mortgage Assistance and Self Sufficiency programs allow Cherokee citizens to build and repair their credit and reach personal financial goals. This program provides qualified Cherokee Nation citizens with down payment and closing costs assistance in obtaining a mortgage to purchase or construct a home.  Income guidelines are 80% of National Median Income (NMI) or below.

The mortgage assistance program provides qualified Cherokee Nation citizens with down payment assistance up to $20,000. For more information please contact Cherokee Nation Commerce Services at 918.453.5536 or

The Head of Household or spouse must be a member of a federally recognized tribe. Preference is given to Cherokee Nation Citizens.

Applicants must be first time home buyers; exceptions will be made for individuals who lost their home due to documented domestic violence and for individuals who have only owned a mobile residence. Applicants must be willing to reside within the Cherokee Nation's jurisdictional boundaries and must obtain a loan through an approved lender, preferably a Section 184 or USDA loan. The loan must be approved by Cherokee Nation. Program participants must own and reside in the home for a specified period of time or a prorated payback will apply. An onsite environmental review and inspection will be conducted and home buyer’s education classes are required. Purchase size is limited to five (5) acres and the purchase price may not exceed $150,000.

MAP Newsletters

Title Modified Date Size
FEB/MARCH 2018 2/16/2018 383.95 KB
JAN FEB 2016 1/19/2016 403.02 KB
Jan/Feb 2017 1/16/2017 383.86 KB


MAP Application

Title Modified Date Size
iSave Program Application 6/20/2018 393.37 KB
Mortgage Assistance Program (MAP) application 6/20/2018 355.18 KB